Did You Know?
Credit Scores obtained from some online sites may not be entirely accurate?
Take out the guesswork by getting the real FICO scores that banks and mortgage lenders use to provide loan Pre-Qualifications.
Get Instant Access by simply filling out the quick form below!
All 3 Credit Scores:
$19.25 for One Person
$33 for Two People
*No profit is made by Land/Home Financial
You don't need to talk to a Loan Officer today as part of your loan application process unless you want to. No obligation required. Simply fill out the form to the right, authorize and pay online by credit card, and you'll get instant access to your scores from all 3 credit bureaus:
Plus, you'll receive your own
Score Wizard - Credit Score Analyzer report.
Remove speculation and get instant feedback about what may work to improve your financial situation.
Want to see a Sample Report? Click Here
A Credit Card is required for payment, and a confirmation receipt will be immediately emailed to the email address you provide.
Will the REAL Credit Score PLEASE STAND UP!
Why do banks get different credit scores than what I pull myself online?
Are free credit report .com credit scores accurate?
Are credit scores from Credit Karma and other free score providers accurate?
For answers to these questions and more, watch the highlight reel from my Webinar:
Simply fill out this one page form below.
You'll receive instant access to your REAL credit scores and Score Wizard Analyzer Report.
NOTE: After you hit "Submit" the screen may refresh a few times while processing. Please do NOT close your Browser. When complete, you will see your disclosures, scores and analyses displayed on your screen.
(Score Wizard may not work on Firefox or Opera Web Browsers.)
Q: I closed the window! How can I go back in and review my analysis?
A: A receipt was sent to your e-mail address that has a link to view the report.
Q: I received the Scores and the Analyses, but no report. How can I get a copy?
A: The report is available from the lender. Expect a call from a loan officer or contact the company.
Q: Why should I pay for this if I can get pre-qualified down the street for free?
A: This offers an action plan that we can all follow to make sure you can qualify for the best loans. Plus, you are empowered by having the REAL credit scores that lenders use.
Q: Why do I need more than 1 analysis?
A: Statistics from CreditXpert® show that if you only use one analysis, you can qualify for a better loan 20% of the time. If you use all three, that increases to 80%.
Q: I ordered the analysis, but the charges were different than the receipt. What happened?
A: If your credit report is not available from one of the bureaus, we cannot provide the analysis for it.Your pricing has been reduced by the cost of the service that was not provided.
Q: Can I show this to my real estate agent?
A: You purchased the report so feel free to do with it as you see fit.
Q: Can I use my debit card?
A: Yes, if it has a credit card logo on it!
Q: Is my transaction secure? It doesn’t show it in Internet Explorer.
A: Yes, the Credit Plus order form is a SSL 128-bit encrypted transaction.
Land/Home Financial Services, Inc. is a mortgage finance company and does not represent parties to Real Estate transactions or operate as a Real Estate company. Your instant online access to credit scores and Score Wizard is a service of a third party vendor, Credit Plus and are obtained through credit bureaus: Experian, Equifax, and TransUnion. Online Score access is offered as a convenience service only, and does not constitute a commitment to lend. Use of online services & application is voluntary. Land/Home Financial does not offer credit repair. Use of the Score Wizard analyzer service does not suggest that a simulated improvement is always predictive of one's actual credit scores. Land/Home makes no guarantee or promises on success from the use of the Score Wizard analyzer. There are many questions with respect to credit, credit reports and credit scoring, therefore we recommend contacting a licensed Land/Home Financial Loan Officer to discuss your personal situation. Land / Home Financial Services, Inc. Is an Equal Housing Opportunity lender. Land/Home Financial Services, Inc. only conducts business in the states it is licensed in. Washington Consumer Lending License CL #89331.
We do NOT sell your information, however, the credit reporting agencies that maintain your credit information may. Your name, address, and phone number may be sold to competing lenders, and you may be contacted. You can opt out of the bureaus’ prescreened marketing lists by dialing 888 5 OPT OUT (888 567-8688) or by visiting www.optoutprescreen.com.
The credit scores obtained are a computer-generated summary calculated at the time of the request and based on information a consumer reporting agency has on file. The scores are based on data about your credit history and payment patterns. Credit scores are important because they are used to assist lenders in determining whether you will obtain a loan. They may also be used to determine what interest rate you may be offered on the mortgage.
Credit scores can change over time, depending on your conduct, how your credit history and payment patterns change, and how credit-scoring technologies change. Because the score is based on information in your credit history, it is very important that you review the credit related information that is being furnished to make sure it is accurate. Credit records may vary from one company to another.
If you have questions about your credit score or the credit informaton that is furnished to you, contact the consumer reporting agency at the address and telephone number provided when you receive your credit scores and Credit Score Information Disclosure notice. The consumer reporting agency plays no part in the decision to take any action on a loan application and is unable to provide you with specific reasons for the decision on a loan application.