As Manufactured Home Lending Specialists for 30+ years...

We're Committed to Your Success in the Manufactured and Modular Housing Industry.

As an experienced national mortgage lender, we are uniquely positioned to help you achieve your dreams of home ownership using cost effective financing options for manufactured "factory-built" homes.

***NEW: VA Construction to Perm Loans are now available!
        (Ok on Manufactured, Modular, System Built, Panelized, etc...)

The Manufactured Housing industry is full of misconceptions, misinformation and has been challenging for many consumers to understand. Many people aren't even aware that good financing options exist for their factory built homes.

Our goal is to continually provide you with outstanding education, superb customer service, and valuable knowledge on how best to proceed for your particular loan situation. Industry knowledge is the key to your success in financing your manufactured home.

Check out an example of one
of our Free Reports!

"What To Do When Your Selected Manufactured
Home Is Missing a HUD Tag"

This report covers:

  • What IS a HUD Tag, or a HUD Plate, or a Data Plate?
  • Why are they important?
  • How do I get a replacement?
  • And more... grab your copy today!

Are you a Real Estate Agent?

Let us know if you are a Real Estate Agent who wants to learn more about the profitability in the Manufactured Home Market and how to position yourself as a leading industry expert.


Land/Home Financial Services, Inc., is a national mortgage lender and offers many factory-built home mortgages with superb customer service.

Some of the financing we offer:

  • Manufactured / Mobile / Modular / System Built / Panelized Homes
  • Purchases, Refinances, Cashout Refi's
  • Homes on Land (Real Pro
  • Homes in Parks, Leased Spaces (aka Chattel)
  • Assessory Dwelling Units (Requires permanent placement)
  • Dealer-Channel New Home Purchases
  • Existing Home Purchases (Post June 15, 1976)
  • Construction-To-Perm - Conventional, FHA and even now VA!
  • Double Wide, Triple Wide (*Single Wide on portfolio and Chattel Properties)

We provide consumers with a wide variety of options for manufactured and modular home mortgages when purchasing factory-built homes. This includes manufactured housing, modular housing, HUD Code homes (mobile homes). We are also one of the few lenders that continue to offer construction loans to assist you in placing your new home on land. We do this with what's called a "Construction to Perm" loan where we close your loan once, and when the construction is completed, we roll it into permanent financing at competitive rates with low costs. (Both single close and two close construction-to-permanent loan programs are available). We hand select the most popular and cost effective residential loan products available in the manufactured housing mortgage and modular housing mortgage arenas, are direct sellers to Freddie Mac, Fannie Mae, and are endorsed by FHA in order to deliver the most cost effective mortgage to our manufactured home and modular home consumers. Our "Retro-Fit" program allows homeowners to easily convert a non-compliant foundation to a permanent one that meets all lender requirements for a conforming or FHA mortgage, and includes the ability for "cash-out." We also have options for cash-out and debt-consolidation mortgages, 2nd and vacation home loans, and manufactured home-only (chattel) financing. A wider choice than you can find almost anywhere. We are a seasoned team of factory-built mortgage professionals that has been a premier manufactured housing mortgage lender since 1988. Our mission is to provide superior and consistent service to our valued manufactured home, modular home and panelized home Real Estate Agent Partners, Retailers, Builders and Manufacturers. We also offer a complete range of site-built residential mortgages that set us apart from competitors.

For more information, contact:

Michael Patterson
WA Region Branch Manager, Manufactured Lending Specialist
NMLS ID / WA MLO # 69386
Email me!

Attn: Agents!
Discover Untapped
Riches in Marketing
Manufactured Homes

Marketing and Selling Manufactured Homes isn't as difficult as many agents believe. PLUS, there is far less competition for agents who understand this niche market. Many "Factory-Built" homes are of high quality and can sell quickly with sizable potential commissions for you.

Register today for a private webinar offered for
Agents Only!

In our webinar, we discuss how to avoid the potential issues on manufactured homes, and where to discover unique opportunities to literally dominate your market areas.

Register Below to Reserve Your Spot Today!

Due to the valuable and exclusive nature of this proprietary information, all contact fields are required, along with confirmation RSVP. We respect your privacy and will never sell your information.