Register to Attend one of our
Home Buyer University Free Online Workshops!

As an experienced national mortgage lender, we are uniquely positioned to help you achieve your dreams of home ownership using cost effective financing options for manufactured "factory-built" homes.

The Manufactured Housing industry is full of misconceptions, misinformation and has been challenging for many consumers to understand. Many people aren't even aware that good financing options exist for their factory built homes.

Our goal is to continually provide you with outstanding education, superb customer service, and valuable knowledge on how best to proceed for your particular loan situation. Industry knowledge is the key to your success in financing your manufactured home.

******************************************

Check out an example of one
of our Free Reports!

"What To Do When Your Selected Manufactured
Home Is Missing a HUD Tag"

This report covers:

• What IS a HUD Tag, or a HUD Plate, or a Data Plate?
• Why are they important?
• How do I get a replacement?
• And more... grab your copy today!

 ******************************************

Are you a Real Estate Agent?

 
Make sure you sign up for our Private Online Webinar offered ONLY to Real Estate Agents who want to learn more about the profitability in Manufactured Home Market and how to position yourself as a leading industry expert.

Click Here to Register for the Online Workshop:
"13 Most Common Issues That Blow Up Manufactured Lending Deals, How to Avoid Them, and Save YOUR COMMISSIONS!"

OR, FILL OUT THE FORM ON YOUR RIGHT TO RESERVE YOUR SPOT TODAY FOR THE WORKSHOP AND A PERSONAL ONE ON ONE CONSULTATION!

******************************************

Land/Home Financial Services, Inc., is a national mortgage lender and offers many factory-built home mortgages with superb customer service.

Some of the financing we offer:

• Manufactured / Mobile / Modular / Panelized Homes
  
• Purchases, Refinances, Cashout Refi's
  
• Homes on Land (Real Property)
• Homes in Parks, Leased Spaces (Chattel)
  
• Assessory Dwelling Units (Requires permanent permits)
• 2nd Homes
• Dealer-Channel New Home Purchases
• Existing Home Purchases (Post June 15, 1976)
  
• Construction-To-Perm (See More Details Below)
• Single Wide, Double Wide, Triple Wide

We provide consumers with a wide variety of options for manufactured and modular home mortgages when purchasing factory-built homes. This includes manufactured housing, modular housing, HUD Code homes (mobile homes) and panelized housing.

We are also one of the few lenders that continue to offer construction loans to assist you in placing your new home on land. We do this with what's called a "Construction to Perm" loan where we close your loan once, and when the construction is completed, we roll it into permanent financing at competitive rates with low costs. (Both single close and two close construction-to-permanent loan programs are available).

We hand select the most popular and cost effective residential loan products available in the manufactured housing mortgage and modular housing mortgage arenas, are direct sellers to Freddie Mac, Fannie Mae, and are endorsed by FHA in order to deliver the most cost effective mortgage to our manufactured home and modular home consumers.
 
Land/Home Financial also has numerous "niche" mortgage lending products to meet your manufactured home financing needs. We have a MH Residential Program for quality homes that are comparable to site-built homes in appearance and amenities, enabling borrowers to obtain site-built comparable rates and underwriting. We also have a non-conforming Invoice-Based Advance (IBA) program that uses a land appraisal and the home invoice to compute maximum loan amounts.

Our "Retro-Fit" program allows homeowners to easily convert a non-compliant foundation to a permanent one that meets all lender requirements for a conforming or FHA mortgage, and includes the ability for "cash-out." We also have options for cash-out and debt-consolidation mortgages, 2nd and vacation home loans, and manufactured home-only (chattel) financing. A wider choice than you can find almost anywhere.

We are a seasoned team of factory-built mortgage professionals that has been a premier manufactured housing mortgage lender since 1988. Our mission is to provide superior and consistent service to our valued manufactured home, modular home and panelized home Real Estate Agent Partners, Retailers, Builders and Manufacturers. We also offer a complete range of site-built residential mortgages that set us apart from competitors.

For more information, contact:

Michael Patterson
WA Region Branch Manager, Manufactured Lending Specialist
NMLS ID / MLO # 69386
206.423.4000
Email me!