Don't be fooled by compelling & catchy ads. Getting a free credit report is easy.

You don't have to sign up for expensive credit monitoring services, either!

Go to

There you can request a free credit report every year from each of the three main credit bureaus

Call me and I'll review your report free of charge


Annual Credit Report dot com isn't going to give you your Credit Scores.

However, I also REALLY DON'T RECOMMEND that you pay extra to get your credit scores through many of the online websites out there... even directly through the Credit Bureaus. Save your money!

The simple fact is that credit scores obtained through many of the online websites

really don't match up to the scores we get in our credit reports as a mortgage lender.

Here's why! Click to Play my video below:

"Will the Real Credit Score PLEASE STAND UP?!"

Now, as you've learned in my video, you can get access to your TRUE FICO SCORES though us. You don't even have to talk to a loan officer and you can order them yourself here on this page.

However, if you would simply like to talk to me first about your credit situation feel free to contact me!

Land Home Financial Services, Inc. (also known as "Land Home" or "Land Home Financial") is an Equal Housing Opportunity Lender. Call your loan officer for details. Rates, Program, Fees, and Guidelines are subject to change without notice. Restrictions apply. Not a commitment to lend. The information, loan option scenarios, and/or guidelines are for illustrative/marketing purposes only and will vary depending on circumstances, terms may not apply to every situation. Land Home only conducts business in states we are approved to. Land Home Financial Services, Inc. 22525 SE 64th Place, Suite 220, Issaquah, WA 98027. Washington Consumer Loan Branch Office License #CL-89331. Corp. NMLS #1796. This site is not authorized by the New York State Department of Financial Services.  No mortgage loan applications for properties in the state of New York will be accepted through this site.