*Equal Housing Opportunity Lender. Program sponsored by National Homebuyers Fund, Inc. (NHF). This is not an offer for extension of credit or a commitment to lend and is subject to change without notice. Restrictions may apply. See your NHF Approved Loan Officer for complete details, applicable fees, rates and annual percentage rates (APRs). For residents of Washington, Oregon, Colorado and Idaho only. Land Home only conducts business in states that we are approved to. Land Home Financial Services, Inc. 22525 SE 64th Place, Suite 220, Issaquah, WA 98027. Washington Consumer Loan Branch Office License #CL-89331. NMLS ID # 89331. 4-1-14 . This site is not authorized by the New York State Department of Financial Services.  No mortgage loan applications for properties in the state of New York will be accepted through this site.

 




Originally created back in 2009, the HARP (Home Affordable Refinance Program) has now been E-X-P-A-N-D-E-D with broader lending guidelines! In many cases: 

  • NO APPRAISAL MAY BE NEEDED
  • NO CAP on Loan to Value Limits*
  • Reduced Loan Documentation
  • No Mortgage Insurance regardless of Loan to Value if your current loan doesn't have PMI
  • Little or no cash-to-close expense
  • Incentives to refi to shorter terms such as 25, 20 & 15 years
  • YOUR ability to take advantage of HISTORICALLY LOW RATES!

Click to check your HARP Eligibility

*The Home Affordable Refinance Program is designed specifically to help borrowers who may be ineligible for traditional refinancing due to loss of home value or because they have little (or no) equity. Like other refinancing options, with HARP you receive a completely new mortgage with new terms, interest rates and monthly payments. The new loan completely replaces your current mortgage and may lower your payment, which could help improve your monthly financial situation. While the revised HARP Guidelines dictate that the Loan to Value Caps have been lifted, there are still possible Loan To Value limits imposed by the investor who owns your loan. There are qualification requirements and some restrictions apply. Please contact us for details and to check your loan's refi eligibility.

 

Equal Housing Opportunity Lender. Not a commitment to lend. Rates, programs, fees and guidelines are subject to change without notice. *Contact your Loan Officer for details, additional restrictions may apply. Land Home only conducts business in states we are approved to. Restrictions may apply. Land Home Financial Services. 22525 SE 64th Place, #220, Issaquah, WA 98027. Washington Consumer Loan Branch Office License - CL-89331. NMLS #89331. This site is not authorized by the New York State Department of Financial Services.  No mortgage loan applications for properties in the state of New York will be accepted through this site.

 



 

Got a Quick Question You Want Answered Today?

Click the "Ask A Question" button below to send us a message by email or feel free to call my Issaquah, Washington office at 425-289-1102.

 

To find MLS Listings across the US, use eLookyLoo.com to search for your next home.

Find MLS Listings & Real Estate on eLookyLoo.com

Land Home Financial Services, Inc. (also known as "Land Home" or "Land Home Financial") is an Equal Housing Opportunity Lender. Call your loan officer for details. Rates, Program, Fees, and Guidelines are subject to change without notice. Restrictions apply. Not a commitment to lend. The information, loan option scenarios, and/or guidelines are for illustrative/marketing purposes only and will vary depending on circumstances, terms may not apply to every situation. Land Home only conducts business in states we are approved to. Land Home Financial Services, Inc. 22525 SE 64th Place, Suite 220, Issaquah, WA 98027. Washington Consumer Loan Branch Office License #CL-89331. Corp. NMLS #1796. www.nmlsconsumeraccess.org. This site is not authorized by the New York State Department of Financial Services.  No mortgage loan applications for properties in the state of New York will be accepted through this site.