*Equal Housing Opportunity Lender. Program sponsored by National Homebuyers Fund, Inc. (NHF). This is not an offer for extension of credit or a commitment to lend and is subject to change without notice. Restrictions may apply. See your NHF Approved Loan Officer for complete details, applicable fees, rates and annual percentage rates (APRs). For residents of Washington, Oregon, Colorado and Idaho only. Land Home only conducts business in states that we are approved to. Land Home Financial Services, Inc. 22525 SE 64th Place, Suite 220, Issaquah, WA 98027. Washington Consumer Loan Branch Office License #CL-89331. NMLS ID # 89331. 4-1-14 . This site is not authorized by the New York State Department of Financial Services. No mortgage loan applications for properties in the state of New York will be accepted through this site.
Originally created back in 2009, the HARP (Home Affordable Refinance Program) has now been E-X-P-A-N-D-E-D with broader lending guidelines! In many cases:
- NO APPRAISAL MAY BE NEEDED
- NO CAP on Loan to Value Limits*
- Reduced Loan Documentation
- No Mortgage Insurance regardless of Loan to Value if your current loan doesn't have PMI
- Little or no cash-to-close expense
- Incentives to refi to shorter terms such as 25, 20 & 15 years
- YOUR ability to take advantage of HISTORICALLY LOW RATES!
*The Home Affordable Refinance Program is designed specifically to help borrowers who may be ineligible for traditional refinancing due to loss of home value or because they have little (or no) equity. Like other refinancing options, with HARP you receive a completely new mortgage with new terms, interest rates and monthly payments. The new loan completely replaces your current mortgage and may lower your payment, which could help improve your monthly financial situation. While the revised HARP Guidelines dictate that the Loan to Value Caps have been lifted, there are still possible Loan To Value limits imposed by the investor who owns your loan. There are qualification requirements and some restrictions apply. Please contact us for details and to check your loan's refi eligibility.
Equal Housing Opportunity Lender. Not a commitment to lend. Rates, programs, fees and guidelines are subject to change without notice. *Contact your Loan Officer for details, additional restrictions may apply. Land Home only conducts business in states we are approved to. Restrictions may apply. Land Home Financial Services. 22525 SE 64th Place, #220, Issaquah, WA 98027. Washington Consumer Loan Branch Office License - CL-89331. NMLS #89331. This site is not authorized by the New York State Department of Financial Services. No mortgage loan applications for properties in the state of New York will be accepted through this site.
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